Our examination of the documents and files related to the property you’re purchasing will be thorough and exhaustive. In fact, we’ll go back many years in the property’s history to make sure all the i’s are dotted and the t’s are crossed. We want to make sure that the title is free and clear and that no one can say they have an interest in your property.
But there are a few things that won’t show up in our search, and that’s why we recommend that you purchase title insurance to protect yourself against possible claims against your ownership in the future. Here are a few things that many not show up in a title search:
Errors: Deeds and other paperwork are filed by humans, and the phrase “to err is human” is true.
Missing heirs: Persons who could not be located when a will was executed may surface later.
Forgeries and fraud: Impersonation of the owner? A forged signature? Illegal deeds? Intentional efforts to deceive like these may not show up in a title search.
Undiscovered items: Unknown items that were never recorded or were recorded improperly may not show up in a title search, including liens, encumbrances, and documents like wills.
Make no doubt – our title search will be comprehensive, and we will leave no stone unturned. When we find an issue with the title, we will work to correct it or help you or the seller do so. Purchasing title insurance gives you extra peace of mind.
Buying a home? Contact Foote Title Group today to learn more about how we can protect your home ownership.