A lot of work goes into buying a home. You’ve spent the time finding the perfect home, visiting several houses before finding the one. You’ve combed through mortgage offers and chosen the best one for your financial situation.
Now the time has come to choose a title company, and the temptation is to let your real estate agent or the lender choose who you work with. All title companies are the same, right?
We’re here to tell you that it does matter because all title companies are not the same. You should choose the title company that handles your closing. It will take a little research; like any other kind of business, title companies vary. Because your title company handles the details of your home closing, you want to make sure that you choose someone you can trust.
What does a title company like Foote Title Group do? One of our first tasks is to make sure that the title of the property you’re buying is clear. This helps to ensure that there are no problems with your ownership in the future. More often than not, particularly coming out of this home crisis, there are a lot of title issues that need to be resolved. This happens behind the scenes, and we’ll help you and the seller fix everything before closing.
Once the title search is done and any potential issues are resolved, we insure the title to your property. This protects you should someone come along in the future and claim they have an ownership stake in your property.
But a title company does so much more than research your title and issue title insurance. We’re detail people. It’s our job to coordinate all of the people, paperwork, and money involved in your transaction. We take your contract and your loan information, all of the seller’s information, and the bills that need to be paid and organize them. We make sure the bills are paid, that paperwork is signed at the right time, and that information is submitted where and when it needs to be. By doing all of this, we make sure that everything is pulled together for your closing.
Then, we’ll actually conduct your closing, either at our office or another location that is convenient for you. We’ll sit down with you and explain the documents to you so that you understand what you’re signing.
Educating our clients is one of our core tasks at Foote Title Group. We’re passionate about making sure you understand everything that is happening – throughout the process and on closing day. It’s important that you know what you’re signing and what you’re agreeing to. Your eyes are on the prize: Getting those keys! Our eyes are on you. We want to make sure all of your questions are answered before you sign and before you walk away from the closing table. Buying a home is a big commitment, and we understand if some of the process is confusing. Our job is to put everything in order as you expected it to be.
Most title companies don’t go the extra mile to make sure all of the details are taken care of perfectly. Foote Title Group’s track record after more than 30 years in business speaks for itself. Rarely do we have a claim on a title policy that we’ve insured. That’s not something most title companies can say. For us, the details are important, and we’re proud of our record of helping our clients understand the home closing process and making the process smooth for them.
Ready for Foote Title Group to help you with your home closing? Contact us today to learn more about us and our services.