How long does title insurance coverage last?

When you buy a new home or other property, we will always recommend you purchase title insurance to protect you if a claim is made against the title. The owner’s policy lasts as long as you or your heirs own or hold an interest in the property. In some cases, your coverage can extend even beyond that.

You’ll also purchase a title insurance policy that covers your mortgage lender. This coverage of this policy continues until the loan has been repaid, the property is resold, or you refinance the property with a new loan.