Your lender is going to want a complete picture of your finances when you apply for a mortgage. One of the pieces they will use to decide whether you will get a mortgage – and what interest rate you’ll get – is your credit score.
Before your lender officially approves you for a loan, the bank will make sure you can afford the amount you’re asking for. You know they’ll run a credit check, so you’d be wise to check your credit and clear up any errors before applying for
You’ve found a home you love, and you’re ready to make an offer. How do you let the seller know you’re serious about the house? You pay what’s called an earnest money deposit. This amount – which varies based on the market and the selling
Outside the real estate industry, the terms “real estate agent” and “Realtor” are used interchangeably. In reality, they’re not the same, even though either professional can show you homes and work with you through the process of buying or selling a home. Real estate agents
A handful of people will be in the room when you sign the paperwork to officially buy your home. There may be a few extra people depending on the situation, but as a general rule these people will attend closing day: The buyer (or their
Tour more than a couple of houses during your house hunt, and they’re going to start to run together. Which house had the updated kitchen? Which had the huge master bedroom? Was it the same house? Spend a little time preparing before you start visiting
Your real estate agent can make or break your home sale or purchase. Successful real estate agents possess an arsenal of important skills, from marketing to personal communication to negotiation. They’re smart and detail oriented, and they take the time to get to know their
You’ll make a lot of decisions when you buy a house, and you’ll need the help of several professionals to make those decisions. One of the most important choices you’ll make is which title company, or closing company, you will select. Why does this matter?
Moving day is busy and hectic and emotional – don’t add a trip to the emergency room into the mix! Follow these safety tips to stay safe on moving day. Watch the weight of your boxes. Boxes should be no heavier than 50 pounds, and
Whether you’re hiring professionals or rounding up a band of willing friends, moving day is stressful and difficult for everyone involved. You can make the day easier for everyone by taking good care of the people who are doing the heavy lifting. Here are five