Homes have moving parts, and what looks great on the surface may have problems underneath. Getting a home inspection is your choice as the buyer, but it is definitely something we at Foote Title Group strongly recommend.
What is a home inspection? This is your chance to really know what you’re buying — to look under the hood, so to speak. You hire the inspector once your contract with the seller is ratified. A good home inspector will climb all around the house and poke into places you wouldn’t expect to look for potential immediate and future problems. Their job is to make sure everything is in order for you when you purchase that property.
We recommend you accompany the inspector when they look at your home. As they pick apart the home, they can tell you how systems work and whether something will need repair right away or in the future. If you can’t attend your home inspection, ask your real estate agent to go in your place.
The other thing you need to do before closing is have a termite inspection done on the home. Most home inspectors can do this inspection for you, and your lender is most likely going to require that it be done before they loan you the money for the house.
Why will the lender require this? Termites are tiny bugs, but they can do a lot of damage to a home. There’s a lot of wood in your home, and if it is exposed and gets wet, it becomes termites’ favorite food: Soft, wet wood. If you don’t know they are there, termites can cause serious structural damage. The termite or home inspector knows where to look for these pests, so they will focus their search on these most common areas.
If your inspector finds termites, don’t despair. It’s not necessarily catastrophic. The home can be treated for termites and the affected areas repaired if needed. Then, with regular termite treatments, you can protect your home from future damage.