Some homeowners opt to have an attorney review a property’s title history and then issue a written title opinion. This document outlines the details of the search, tells you which records were examined, and describes any encumbrances against the title.
What an attorney title opinion does not do is offer you guaranteed coverage if a claim is made against your title. You’d have to sue your attorney and prove that negligence led to your losses. A title opinion can give you peace of mind, but we recommend you purchase title insurance to protect yourself against any challenges to your title.