But there are a few things you don’t want to forget. You’ll need any funds you need for settlement in the form of a cashier’s check or certified check. You also need to bring a current government-issued ID, like your driver’s license. And, bring a copy of your homeowner’s insurance policy with paid receipt. Your mortgage lender may require this.
There are a few other things you should bring to closing, though you may not need them.
- All the documents you accumulated throughout the process, including the good faith estimate and inspection reports. It’s good to have them with you in case any issues arise during settlement.
- Your checkbook. Sometimes the difference between the estimated balance you owe and the final total. You’ll need to write a check for the difference.
- Your patience. Settlement is a long process and it can be tedious. You will sign your name over and over again. Pack your patience because you’ll need to be clear-headed as you read through the documents you are asked to sign.